1st State Bank is located in Saginaw, Bay and Midland Counties. To fill out an online application, you must either be a current customer of 1st State Bank or must live, work or own a business in either Saginaw, Bay or Midland County. If you do not fulfill this requirement, please call one of our Mortgage Loan Officers at 989-799-0525. Explore our mortgage center without any obligation or disclosure of personal information. Take a look at our list of innovative Mortgage Options to see what may fit your needs best. Whether you are a first-time homebuyer or an experienced homeowner, we have an option that will work for you! Under the Mortgage Loan Officers tab, you will find information about our experienced Mortgage Staff, each of which understands the specific needs of homebuyers in Saginaw, Bay and Midland County. Feel free to contact a lender directly. Not sure what you can afford or how much you will be able to borrow? See our Calculators under the Start Here tab for an estimation. Ready to fill out a mortgage application? Click Apply Now under the Start Here tab or choose Get Started under any of our Mortgage Loan Officers Unsure where to start? Choose Contact Us to send us a message and we will be in touch! We are here to personally help you through the entire home financing process.
1st State Bank