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Our Mortgage Loan Officers

If you are in market for a new home or want to refinance your existing home review the information in our Mortgage section for the programs offered. We've listed contact information for our mortgage lenders. Feel free to contact a lender directly. 1st State Bank is located in Saginaw, Bay and Midland counties. We will accept applications from these three counties.





Dean Anderson
Dennis Dinauer
Ali Ellis
Debra Mazur
 

Dean Anderson
NMLS #502441

Dean has been a Top Producing Mortgage Loan Officer in the Tri City area since 1989. He works closely with his customers to establish himself as their Trusted Mortgage Advisor. He helps them make an educated decision on which mortgage is best economically, based on their situation, while taking into account their long and short term financial goals. With his many years of knowledge and experience it’s no wonder that many of his past customer relationships refer him their sons, daughters , grandsons and granddaughters to assist them with their mortgage needs.

Whether you’re a first time home buyer or buying an investment property or building a home, get the advice from one of the best mortgage professionals in the Great Lake Region!



4800 Fashion Square BLVD
Saginaw, MI 48604
Phone: 989-596-0851
Fax: 989-799-5014


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Dennis Dinauer
NMLS #529641

Dennis Dinauer is a Mortgage loan officer in Bay City with 12 years of experience. He provides financing for Purchase and Refinance transactions, including Conventional fixed rate loans, Home Equities, MSHDA and Rural Development loans. Dennis is committed to making the “dream” of home ownership a reality for his customers in the Great Lakes Bay Region and beyond.

Dennis is an active member of the Bay Area Chamber of Commerce, Downtown Bay City Management Board, Dow Bay Area Family YMCA and the Bay County Realtor Association.
Dennis lives in Bay City with his wife, Marci and their 4 children. They enjoy traveling, boating and many outdoor activities.



601 N Madison AVE
Bay City, MI 48706
Phone: 989-596-0857
Fax: 989-895-8195


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Ali Ellis
NMLS #883429

Ali Ellis is a life long resident of the Great Lakes Bay Region. Ali graduated from Northwood University in 2008 with a degree in Finance and Management. For the last 10 years, she has been helping her customers finance their dream home or their next investment! In addition to work, Ali is an active member of the Midland Young Professionals group, Midland Board of Realtors affiliates and volunteers her time through Junior Achievement and the Chamber of Commerce.

Ali resides in Freeland with her husband, Aaron, and their son. They enjoy camping, boating and spending time with their families and friends.



400 Ashman ST
Midland, MI 48642
Phone: 989-596-0855
Fax: 989-750-7355


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Debra Mazur
NMLS #529640

Debbie is a consistent multi-million dollar producer of mortgage loans. She specializes in first-time homebuyer programs, purchases or refinances of existing homes, and construction financing. She is dedicated to work with you every step of the way.

When your loan closes you can continue to contact her to answer any question you may have for the life of the loan.



4800 Fashion Square BLVD
Saginaw, MI 48604
Phone: 989-596-0853
Fax: 989-799-5014


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